Discovery Insure

Description

Discovery Insure is a South African insurance company that operates as part of the larger Discovery Group. Discovery Group is well-known for its innovative approach to insurance, wellness, and financial services. Discovery Insure specifically focuses on providing various insurance products with a unique twist—incorporating technology and behavioural insights to encourage safer behaviour among its policyholders.

Discovery Insure

Discovery Insure Key Features:

  • Vitality Drive Sensor: This device, which won the Best Commercial IoT solution in the MTN Business Internet of Things (IoT) Awards, uses vehicle telematics to accurately track driving behaviour. The sensor is installed on the car’s windscreen and interacts with Discovery’s smartphone driving application to measure and reward users for good driving behaviour. The device measures harsh braking, harsh cornering, harsh acceleration, speeding, and cellphone use, all of which have been found to contribute to road crashes

  • Impact Alert Feature: This feature can automatically detect when a vehicle is in an accident and reach out to the client. If they are unable to get hold of the client, they can dispatch the relevant emergency services to the accident scene given the location they have from the combined IoT and smartphone solution

  • DQ-Track: This advanced telematics technology is a game-changer in the world of motor insurance. It offers state-of-the-art safety features, measures driving behaviour, and rewards clients for driving well

  • Vehicle Theft Prevention: Discovery Insure uses IoT data to tackle vehicle theft, a major problem in South Africa